August 13, 2025

A Practical Guide to Insuring Your Business in Nigeria

Introduction Running a business in Nigeria comes with unique opportunities and challenges. From unpredictable market fluctuations and infrastructural issues to theft, fire, and legal liabilities, entrepreneurs face risks daily. One of the smartest moves any business owner can make is to insure their business against these uncertainties. Yet, many Nigerian businesses—especially small and medium-sized enterprises […]

A Simple Guide to Microinsurance for Low-Income Nigerians

Introduction For millions of Nigerians living on low and irregular incomes, life is a daily balancing act—juggling work, expenses, and family responsibilities with little or no financial safety net. An unexpected event like illness, fire, theft, or death can quickly spiral into a crisis, wiping out years of hard-earned savings. This is where microinsurance comes […]

Understanding Health Insurance in Nigeria: A Simple Guide

Introduction Healthcare is a basic human need, yet many Nigerians still struggle to access quality medical services due to high costs and limited infrastructure. A simple visit to the hospital can drain a family’s entire savings—especially when emergencies strike. This is where health insurance becomes not just helpful, but essential. Health insurance protects you from […]

Car Insurance in Nigeria: Everything Drivers Should Know

Introduction Driving in Nigeria comes with its own set of risks—from reckless drivers and pothole-ridden roads to car theft and unexpected accidents. Whether you drive a personal vehicle or manage a fleet of commercial cars, having car insurance is not just important—it’s legally required. Despite this, many Nigerian drivers either don’t have insurance or don’t […]

The Future of Health Insurance in Nigeria: Key Trends to Watch

Introduction Nigeria’s health sector has faced numerous challenges over the years—ranging from underfunded hospitals and limited access to quality care, to high out-of-pocket expenses. In this environment, health insurance stands as one of the most promising solutions to ensure equitable, affordable, and efficient healthcare for all Nigerians. But where is the health insurance industry heading? […]

Why Term Life Insurance Could Be the Smartest Move for Your Family in Nigeria

Introduction Life is unpredictable. As much as we hope for the best, we must prepare for the worst—especially when we have loved ones depending on us. One of the most practical ways to secure your family’s financial future is through life insurance. Among the various life insurance options available in Nigeria, term life insurance stands […]

How to Pick the Right Health Insurance Plan in Nigeria: A Simple Guide for Individuals and Families

Introduction Health is wealth—especially in a country like Nigeria where access to quality medical care can be expensive and unpredictable. From basic consultations to emergency surgeries, the rising cost of healthcare has made health insurance more important than ever for individuals and families. But with so many providers and plans available, how do you choose […]

Why Insurance Matters in Nigeria’s Informal Sector: Protection for Traders, Artisans, and Small Businesses

Introduction What happens when a market trader loses their goods to fire? Or when a roadside mechanic is hospitalized after an accident? For millions of Nigerians in the informal sector, such events can be financially crippling. In a country where over 80% of the workforce operates in the informal economy, insurance is often viewed as […]

How Nigerian Insurance Companies Are Embracing the Digital Age

Introduction: A Digital Revolution in Nigeria’s Insurance Sector Insurance in Nigeria is no longer what it used to be. Gone are the days of long queues, physical paperwork, and opaque processes. Today, technology is transforming how Nigerians buy, use, and experience insurance. The once slow and conservative industry is evolving—fueled by innovation, customer demand, and […]

How to Select the Best Life Insurance Plan for Your Family in Nigeria

Introduction Life is full of uncertainties. For Nigerian families, where one breadwinner often supports several dependents, life insurance isn’t just a financial tool—it’s a shield. A well-chosen life insurance policy ensures that your loved ones are not left stranded in the event of your death. However, with multiple providers, varied terms, and complex jargon, choosing […]