Think of the 5000 you spend on shawarma and drinks every weekend? I must have caught you right there — haha. But the truth is, every week, every month, prices rise in the market, at restaurants… Every year, rent increases, fuel… but your savings in the bank hardly does. You’d work so hard, withdraw your […]
When many Nigerians hear the word “investment,” they often imagine needing millions of naira, insider knowledge, secret financial information or access to elite financial circles. Whereas, with as little as ₦1,000, you can begin your journey to financial growth and long-term wealth. Regardless of the nature of your job, including students, this guide is for […]
Introduction If you’ve walked into a market or any Nigerian store lately, you have probably noticed something, the same things you bought last year, cost almost or even more than double now,you’re not alone. It is due to inflation. That everyday pain you feel in your pocket is inflation at work. Inflation affects everyone. Inflation […]
Why Nigerians Can’t Afford to Ignore Passive Income in 2025 Let’s be real, even if you have a “good job,” one salary is no longer enough. This is where passive income comes in. It’s not magic money, you put in effort or capital once (deep work), and the money continues to flow with minimal […]
“I make 6000 dollars a month as a freelancer working remotely for Canadians”— How I turned my hobby into business”. That’s a headline or ad you stumble into as you doomscroll through instagram, you listen for a few minutes or read for a few minutes and you scroll away with the thought of “As how […]
Managing Your Money as Fuel Prices Rise in Nigeria Introduction: Life After Subsidy “From ₦500 to ₦1,200—na so my bus fare from Ikorodu to the next junction increase from last year December to this year July — just 8 months.” That’s the reality many Nigerians are facing since the removal of fuel subsidy. The ripple […]
“Emeka, a Lagos-based UI/UX designer, gets paid in USDT by his US clients. When CBN announced its 2021 ban, Emeka’s bank account was frozen overnight.” For those in the tech and fintech spaces, this might sound like a familiar story. So, should you dump crypto because of regulation or fear? Not at all. In fact, […]
Loan Apps Shaming You? Here’s Why Calling Your Contacts Is Now Illegal in Nigeria (2025 Update) You borrowed a certain amount to settle a medical emergency or pay your fees. The next thing, your boss, pastor, and that distant person you’ve not spoken to in years get WhatsApp messages calling you a fraudster or thief. […]
Introduction According to the FCCPC (Federal Competition and Consumer Protection Commission (FCCPC), over 46 illegal bank apps were delisted and removed from play store in the year 2024 alone. The growth of digital lending in Nigeria has made it quite effortless to secure loans using just a smartphone, and as of today, over 400 loan […]
