August 13, 2025

How Young Nigerians Are Cashing In on Cryptocurrency Millions

Introduction In a country grappling with inflation, unemployment, and a weakening naira, young Nigerians are discovering new paths to wealth—and cryptocurrency is at the heart of this financial revolution. With the rise of blockchain technology, digital currencies like Bitcoin, Ethereum, and stablecoins have become more than just buzzwords. For tech-savvy Nigerian youth, they’re tools for […]

How to Make Money Online in Nigeria: From Freelancing to E-commerce

Introduction In today’s digital economy, making money online in Nigeria has become not just a trend but a reliable way to earn a living. With rising unemployment, fluctuating economic conditions, and the increased cost of living, more Nigerians—especially the youth—are turning to the internet to generate income. From freelancing and content creation to affiliate marketing […]

Managing Your Money as Fuel Prices Rise in Nigeria

Introduction With the removal of fuel subsidies and the steady rise in fuel prices in Nigeria, many households and businesses are feeling the pinch. Transportation costs have skyrocketed, food prices have surged, and even basic goods and services are becoming more expensive. These economic shocks have made managing money more critical than ever. If you’re […]

Navigating Cryptocurrency Regulations in Nigeria: A Guide to Staying Compliant

Introduction Cryptocurrency is reshaping how Nigerians think about money, investing, and wealth creation. From Bitcoin and Ethereum to stablecoins and blockchain-based platforms, digital currencies have become an attractive option for many Nigerians seeking financial independence, especially amid inflation, Naira devaluation, and limited access to foreign exchange. But with rapid growth has come increased government scrutiny. […]

How Nigerian Banks and Loan Apps Assess Your Credit Score (And How You Can Improve It)

Introduction Accessing loans in Nigeria used to be a difficult and paperwork-heavy process. But today, with the rise of digital banking and fintech solutions, getting a loan is just a few taps away. Whether you’re borrowing from a commercial bank or a loan app, there’s one key factor that determines your chances of approval: your […]

Can Loan Apps Call Your Contacts? Here’s What the Law Says

Introduction Imagine borrowing a small loan from a mobile app to solve a short-term emergency—only to discover days later that the lender has sent embarrassing messages to your family, friends, and coworkers, calling you a debtor or even labeling you a fraud. Unfortunately, this scenario is all too common in Nigeria. Many loan apps in […]

How to Identify CBN-Approved Loan Apps and Avoid Scams

Introduction The rise of digital lending in Nigeria has made it incredibly easy to access quick loans using just a smartphone. However, this convenience comes with a serious risk: loan app scams. From apps that demand excessive interest rates to those that harass your contacts and steal your personal data, unregulated loan apps are everywhere. […]

Understanding CBN and FCCPC Rules Guiding Loan Apps in Nigeria

Introduction The digital lending space in Nigeria has exploded in recent years, providing millions of Nigerians with fast access to loans through mobile apps. While this innovation has helped bridge financial gaps, it has also introduced serious concerns—such as data privacy abuse, harassment, excessive interest rates, and lack of transparency. To curb these excesses and […]

How to Legally Sue a Loan App for Defamation in Nigeria: A Step-by-Step Guide

Introduction Imagine waking up to a barrage of messages from friends, family, and colleagues—accusing you of being a fraud or a criminal. The culprit? A loan app that has sent defamatory messages to your contact list in a bid to shame you into repayment. Sadly, this is a common tactic used by many illegal or […]

Top 10 Lucrative Side Hustles Nigerians Can Start in 2025

Introduction In today’s fast-paced economy, having just one source of income is no longer enough. With the rising cost of living, inflation, and fluctuating fuel prices, many Nigerians are turning to side hustles to boost their income and achieve financial independence. As we move into 2025, new opportunities continue to emerge across digital and offline […]