November 10, 2025

How to Save Money Consistently Even on a Low Income in Nigeria

“Your salary is about to be paid” — congratulations. Now having spent the salary mentally—Ahem— let help you out before it goes all away physically like an unserious talking stage.  This blog is presenting to you again, “budgeting”.  Now, now, don’t hurry away yet, you’ll surely find something you’re guilty of, and also how the […]

Top 10 Money Mistakes Nigerians Make and How to Avoid Them

Introduction You earn 200,000 naira but by the 15th of the month, you have borrowed 15,000 naira from a colleague to transport yourself to work and you wonder, “where does my money go?” Sounds familiar? This is the reality of a lot of Nigerians. Stable paycheck,Excessive hustle, but always broke and falling into debt traps. […]

Financial Literacy for Nigerians: Essential Knowledge About Money

Your naira is worth less every month. You feel it at your favourite restaurant when your meal increases from 1,000 naira to 1,500 to 2,000 to 4,000 naira every year. You feel it at the market. You feel it in the “buy now” or you won’t be able to afford it tomorrow. You feel it […]

The Importance of Financial Planning in Achieving Your Life Goals

If you walk into any Nigerian market today, you’ll hear the same statement : “Everything don cost.” A bag of rice that sold for ₦10,000 a few years back now hovers above ₦75,000. Even sachet water is no longer five for ₦20, and the internet (data) you’re using to go through this now, has also […]

Side Hustles for Nigerians: Profitable Business Ideas to Start with Low Capital

In 2025 Nigeria, depending on one salary is definitely a financial gamble. Food inflation has crossed 31% (NBS, Jan 2025), rent in urban cities keeps rising, and unemployment is still above 33%. One source of income won’t cut it anymore. Side hustles have now become survival tools. From thrift sales to POS kiosks, Nigerians have […]

How to Save for Retirement in Nigeria: A Practical Guide

Introduction Retirement is a phase every working Nigerian will eventually face, yet many people ignore the need to plan for life after active income. Whether you’re a civil servant, business owner, artisan, or salary earner, saving for retirement in Nigeria is not just wise—it’s essential. In a country where pensions can be unreliable and inflation […]

How to Earn Passive Income in Nigeria: Proven Ideas for Building Lasting Wealth

  Why Nigerians Can’t Afford to Ignore Passive Income in 2025 Let’s be real, even if you have a “good job,” one salary is no longer enough. This is where passive income comes in. It’s not magic money, you put in effort or capital once (deep work), and the money continues to flow with minimal […]

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